2026

Accelerating growth

The opportunity is now. We’re entering 2026 with strong momentum across the Stellar network. More real-world usage, more capital onchain, and more institutions deploying products and services.

SDF’s 2026 objectives are designed to accelerate growth: scaling what already works, strengthening what’s already proven and investing where the network must be ready next. Our strategy reflects the high ambition and contribution SDF can bring to our partners and the wider ecosystem.

Our north stars

01

Open participation, innovation and governance for a future-proof and sustainable Stellar

02

Prioritizing everyday financial services to achieve our mission

03

A trustworthy technology stack that advances adoption for everyday financial services

04

Outcome-oriented execution to achieve SDF’s goals

Asset adoption and utilization

In 2026, the Stellar network will be the platform where real economic activity lives, moves and compounds.

We’re targeting $1 billion in growth for network asset value on Stellar, expanding on the network’s role as a trusted platform for capital across payments and financial applications.

This growth represents more than assets, it signals increased utility and more participants choosing to build and transact on Stellar every day.

Together these initiatives will transform network participation into measurable growth outcomes.

Business development

Bringing new institutions, issuers and partners onchain.

Ecosystem expansion

Enabling builders to create innovative financial experiences and markets.

Organic wallet growth

As adoption increases across Stellar-based applications.

Liquidity depth

Ensuring markets are efficient, reliable and globally accessible.

Make enterprise and institutional blockchain adoption seamless and scalable

We’ll expand adoption of the Stellar network among the world’s most influential enterprises and organizations, converting our engagement with them into live deployments.

Our year-end target: sign 15 new transformational enterprises and deploy at least 5 in 2026. These organizations - including Forbes Global 2000 companies, leading international NGOs and government agencies - will use the Stellar network to power payments, treasury, settlement and real-world financial workflows at scale.

These initiatives will identify and support high-traction enterprise projects from production through deployment, ensuring sustainable long-term growth.

Enterprise partner success

Evolving our enterprise engagement model to accelerate partner deployment.

Institutional wallets & ramps

Launching wallets, on/off ramps, and exchange integrations that simplify enterprise use for payments, treasury and settlement.

Enterprise awareness

Positioning Stellar with organizations evaluating platforms for global financial use cases.

Privacy

Establishing compliant privacy infrastructure enabling confidential transfers and privacy-preserving financial workflows.

Build the fastest, safest infrastructure for next-generation finance

The Stellar network must scale, adapt and evolve quickly to support the next generation of global financial use cases. We’ll achieve this by focusing on increasing network performance, shipping protocol upgrades faster and more safely and establishing Stellar as the best platform for competitive DeFi protocols.

Increase network performance

We’ll significantly expand the Stellar network’s capacity and responsiveness to support high throughput and real-time use cases like card payments and global settlements.

01

Increase Mainnet transactions per second across the stack.

02

Deliver a data-driven, medium-term scaling plan to raise throughput and reduce latency.

03

Improve close times, end-to-end latency and validator capacity to support high volume financial applications.

Release protocols fast and securely

We’re streamlining how protocol changes move from development to production, ensuring a rapid response to risks and opportunities without compromising safety through:

01

Emergency deployment readiness for protocol upgrades. 

02

Regularly shipping production-ready protocol changes.

03

Parallelizing complex protocol development across teams to reduce time from design to deployment.

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