Cross-border payments that settle in seconds
Pay in one currency, deliver in another, with network fees under a cent.
Hold less cash abroad, convert in one step, and give your compliance team the controls.
Settle without waiting on wires
Payments are final in about five seconds, so fewer accounts abroad need prefunding. One MoneyGram Ramps integration offers USDC cash-in and cash-out in 170+ countries.
Convert currencies in the same payment
One transaction converts and delivers. Circle issues USDC and EURC, its dollar and euro stablecoins, directly on Stellar, with no bridge.
Show your risk committee the controls
Freeze and clawback run at the network level, and payments can carry Travel Rule data. Franklin Templeton has run its BENJI fund with these controls since 2021.
Read the BENJI story
Airtm cut payout costs 20–25% for 250,000+ recipients
Who moves money across borders on Stellar
Institutions in production that your risk team will recognize.
Institutional toolkit
Protocol-native tools for institutions building cross-border payments on Stellar.
Convert and deliver across currencies in a single atomic transaction with path payments, no intermediary banks.
Freeze, clawback, and authorization flags enforced natively, no bespoke contract logic per issuer.
Regulated anchors bridge fiat rails to onchain balances across 180+ countries.
Multi-leg FX and asset transfers settle together or not at all, with no counterparty exposure.
SEP-based standards mean one integration works across every compliant wallet and anchor.
Programmatic, machine-initiated payments with the same compliance guarantees as manual transfers.
Backed by a world-class ecosystem
Hands-on support, grants, liquidity, and a partner ecosystem behind every institutional integration.
Read why Allium calls Stellar “Institutional Infrastructure”
Stellar supports settlement volumes comparable to regional payment networks. The network supports 17 stablecoins spanning 9+ fiat currencies processing ~95.9M transactions monthly with sub-cent fees.
Allium data through February 2026.
