For institutional borrowers and lenders

Borrow against tokenized assets or lend for yield

Turn idle holdings into working capital without exiting

Get the report
4 billion dollars in real-world assets on Stellar
Markets open 24 by 7
About 5 seconds settlement
99.998 percent uptime since 2014
Building on Stellar
Why Stellar for borrowing and lending

Borrow without selling, earn on idle stablecoins, and manage risk pool by pool.

Blend & Meru Case Study

How Blend runs lending pools on Stellar, and how Meru wallet uses Blend to give its users yield.

$80M+ Supplied to Blend
24/7 Markets open
~5s Settlement
Case study: Blend

Blend keeps each lender's risk separate, pool by pool

Blend & Meru Case Study

How Blend runs lending pools on Stellar, and how Meru wallet uses Blend to give its users yield.

$80M+ Supplied to Blend
24/7 Markets open
~5s Settlement

Credit markets live on Stellar today

Protocols in production that your risk team can inspect.

Blend

Lending with separate risk per pool.

Isolated risk per pool
aquarius logo

Exchange liquidity for converting between assets.

24 by 7 conversion liquidity
Templar

Borrow stablecoins against XLM without selling it.

USDC borrowing markets
Centrifuge

Tokenized Treasury and AAA-rated loan fund exposure on Stellar.

deRWA tokenized funds

Built-in tools for credit teams

Credit tools that come with the network.

Post tokenized treasuries, funds, and stablecoins as collateral.

Backed by a world-class ecosystem

Hands-on support, grants, liquidity, and a partner ecosystem behind every institutional integration.

Grants program

Grants program

Up to $150K through the Stellar Community Fund, marketing grants up to $500K, and matching investment up to $500K via the Enterprise Fund.


Enterprise ecosystem

Enterprise ecosystem

200+ institutions, exchanges, and regulated providers in production on Stellar, connect to existing infrastructure.


Service providers

Service providers

Directory of regulated ramps, custody, compliance, and infrastructure partners ready for institutional integration.


Developer documentation

Developer documentation

SDKs, APIs, SEP standards, and integration guides, purpose-built for enterprise engineering teams.


Allium Research — March 2026

Read why Allium calls Stellar “Institutional Infrastructure”

Stellar supports settlement volumes comparable to regional payment networks. The network supports 17 stablecoins spanning 9+ fiat currencies processing ~95.9M transactions monthly with sub-cent fees.

Allium data through February 2026.

$2B+ Monthly settlement volume
17 stablecoins

Raise cash without selling what you hold.