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Guidebook: Stellar for Cross-Border Payments
The Stellar network combines the power of a frictionless, blockchain-based pathway for cross-border payments, with local partners to provide on and off-ramps to the world’s currencies.

Blockchain's Impact on Financial Inclusion
Financial inclusion remains a significant challenge, with over 1.4 billion people (24% of the world’s adult population) lacking access to essential financial services. Financial service providers are increasingly interested in understanding their social handprint – or their impact on society – both to understand how they can contribute to financial inclusion and economic development, as well as help drive sustained business growth. For some financial solutions, blockchain networks may be a catalyst for achieving a positive social handprint while also helping drive sustained business outcomes. As with any technological innovation, the need for robust governance and responsible design principles are key to successful implementation. The contents of this report: The Stellar Development Foundation commissioned PwC to develop a global financial inclusion framework (“the Framework”) to help understand and assess the factors that can render services or products financially inclusive. Financial service providers can use the Framework and contents of this report to help assess and enhance their social handprints. Based on the financial inclusion dimensions defined in the Framework, this report also explores the role that blockchain-based solutions can play in advancing digital financial inclusion, as well as suggested priorities for the blockchain industry to enhance its social handprint.
Efficient by Design
The 'Efficient by Design' guidebook explores how Stellar's architecture and consensus mechanism contribute to its remarkable efficiency and scalability as a blockchain platform.

Matching Fund - Female Founders
Help us build a more accessible financial system and a more inclusive future. Applying is simple. To be considered for a Matching Fund investment, please complete the application form below.

The Block: Quantifying Cash to Crypto Access Worldwide
Cash-to-crypto on-and-off-ramps serve as an important access point to the digital asset economy. The Stellar Development Foundation commissioned The Block to evaluate this overlooked method of fiat-to-crypto on-and-off-ramping

Built on Stellar: Case Studies
The 'Built on Stellar: Case Studies' guidebook showcases real-world examples and success stories of innovative projects leveraging the Stellar blockchain for transformative financial and technological solutions.

Stellar Institutional Infrastructure Report
Allium's onchain analysis of Stellar as institutional financial infrastructure for global settlement, tokenized assets, treasury management, and protocol-native compliance—with onchain evidence from 2023 to 2026.

Messari PayFi Ecosystem Report
Instant liquidity. Reduced costs. Unlock new payment use cases. PayFi is the future of payment financing and it's happening on Stellar. Read Messari's analysis of the PayFi Ecosystem Analysis report and understand how blockchain technology is accelerating the adoption of PayFi applications.

Stellar for CBDCs
Unlock the future of Central Bank Digital Currencies (CBDCs) by downloading the comprehensive whitepaper developed by the Stellar Development Foundation (SDF), illuminating a path towards innovative financial solutions.

Cryptocurrency Adoption Report
Cryptocurrency and blockchain technology are entering the mainstream. As of November 2021, crypto wallet ownership sits near a staggering 80 million, while it’s estimated that 3.9% of the global population owns cryptocurrency.
Placeholder A quick explainer on crypto, blockchain, and Stellar
The 'A Quick Explainer on Crypto, Blockchain, and Stellar' guidebook offers a concise overview of the fundamental concepts of cryptocurrency, blockchain technology, and how Stellar's network contributes to the evolving digital landscape.
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