Arcane and Predicate Introduce Enterprise Privacy Stack on the Stellar Network
Publishing date
Confidential financial infrastructure for banks, fintech companies, and asset issuers, designed with built-in compliance controls and access to data governed by organizational policies.
Arcane Finance and Predicate today announced the Enterprise Privacy Stack on the Stellar network, an infrastructure solution that combines transaction screening, confidential payments, and controlled access to data for investigations. The solution enables banks, fintech companies, and asset issuers to build confidential financial products with integrated compliance workflows.
According to the Stellar Development Foundation’s Q2 2026 report, stablecoin transfer volume reached $11.4 billion during the quarter, while the value of tokenized real-world assets on the network reached $3 billion in June. As payments, settlement, and asset transactions move on-chain, the need to protect sensitive financial information is growing. Banks, fintech companies, and asset issuers must keep balances, transaction amounts, and counterparty information confidential while enforcing their own compliance policies. Meeting these needs requires infrastructure that brings together confidential transactions, screening, risk controls, and controlled access to data for investigations.
How the Enterprise Privacy Stack Works
The Enterprise Privacy Stack helps banks, fintech companies, and asset issuers build confidential payment services and tokenized-asset products on the Stellar network. The Arcane environment applies baseline compliance controls, which each organization can supplement with its own policies.
Before funds enter or exit the confidential environment, Predicate screens the addresses against applicable sanctions policies and transaction risk rules the organization has configured. Arcane is designed to keep balances, transaction amounts, and counterparty information confidential within the environment and to protect audit records, and provides the infrastructure for handling risk incidents based on signals from Predicate.
When an investigation requires access to confidential data, access requests go through an approval process defined by the organization and supported by Arcane’s infrastructure. The organization determines who can access the data, what information may be disclosed, the purpose of the disclosure, and how long access remains valid. Reviewers receive access only to the information the organization approves for each case, and each access and disclosure event is recorded in an audit log. Organizations remain responsible for disclosures to regulators and law enforcement as required by law. Data relating to other users and transactions remains confidential.
Max Soul, CEO & Co-founder of Arcane Finance:
“Financial institutions shouldn’t have to choose between confidentiality and compliance. They need to keep financial activity private while retaining the controls to manage risk, investigate specific transactions, and access the right information when needed. Together with Predicate, we’re bringing both sides into one infrastructure stack on the Stellar network.”
Nikhil Raghuveera, Co-founder of Predicate:
Compliance is a non-negotiable for institutions launching digital assets onchain. From regulatory risks to safety risks, it is essential they have safe-guards in place regarding who can access, hold, or transfer their assets. Our collaboration with Arcane ensures they can launch assets that are compliant and private swiftly, in accordance with increased market demand.
Tomer Weller, Chief Product Officer of the Stellar Development Foundation:
"The Stellar network was built for real-world finance, and privacy with built-in accountability is what institutions need next. The Enterprise Privacy Stack shows what the Stellar ecosystem can deliver when companies like Arcane and Predicate combine their strengths to develop tools to meet financial institutions where they are."
Building Infrastructure Together
For organizations building financial products on the Stellar network, this collaboration provides integrated privacy and compliance infrastructure that can be incorporated into financial products. Arcane and Predicate will present their joint solution at Meridian, The Stellar Development Foundation’s annual conference, taking place October 28–29, 2026, in Lisbon.
Banks, fintech companies, and asset issuers exploring confidential financial products on the Stellar network can contact the Arcane team at arcane.finance/contact to discuss their use cases and integration requirements.
About Arcane Finance
Arcane Finance builds privacy infrastructure with integrated compliance controls for on-chain finance. Its technology enables confidential transactions, protects audit records, and supports selective disclosure through approval processes defined by each organization. Arcane helps financial institutions embed confidentiality into their products and compliance workflows. Learn more at arcane.finance.
About Predicate
Predicate provides programmable compliance infrastructure for on-chain finance. Its platform enables organizations to define policies governing access to applications and assets and connect those policies to transaction screening and on-chain enforcement mechanisms. Predicate works with blockchain analytics and data providers to keep policies responsive to changing risks. Learn more at predicate.io.