Stellar is now a settlement layer for x402, the protocol that lets AI agents pay for things on the internet.

x402 on Stellar: unlocking payments for the new agent economy

The institutional privacy paradox: the real barrier to blockchain adoption

The increased institutional adoption of public blockchains for financial activity has intensified the debate on how to enable privacy on open networks. The idea may initially sound like a belated attempt to reconcile two contradictory goals. But it is, in fact, the evolution of a discussion that began with the Bitcoin White Paper itself, which has a section devoted to privacy. 

Privacy on open blockchains: framing the problem

At Freighter, we’ve been obsessed with making our browser extension feel instantaneous. But after diving into real-world metrics, we discovered that initial load times were much slower than we wanted. After several weeks of auditing, profiling, and optimizing, we reduced the load time to 1.27 seconds—a 63% improvement that made the app feel dramatically faster and more responsive.

Making Freighter Faster: How We Improved Load Times by 63%

How do you execute a large trade without the entire market front-running you? On blockchain, where everything is transparent, this turns out to be a surprisingly hard problem.

Building a Dark Pool on Stellar: MPC, FHE, and TEEs Compared

Here, we discuss why two features often sold as strengths, “economic security” and “financial incentives,” can become operational liabilities. We will contrast this with the Stellar Consensus Protocol (SCP), a model designed for issuers who require explicit trust, clear accountability, and designed to mitigate systemic risks that arise in adversarial economic environments.

The Hidden Risks of Proof-of-Stake 

Stellar's 2025 Year in Review: $55.6B in payment volume, $1B+ in real-world assets onchain, and major deployments from Franklin Templeton, PayPal, Visa, and more.

End of Year 2025 Report – Execution at Scale

Verify RISC Zero zkVM execution inside a Stellar smart contract. Step-by-step guide to generating proofs off-chain and validating them on-chain with Stellar using Groth16.

Verifying RISC Zero Execution In A Stellar Smart Contract

Open by Default, Private When Needed: Compliance-Friendly Privacy On Stellar

Discover how IRL and Stellar’s SCF Build Award quietly onboarded thousands onchain through cultural activations at Meridian Rio and Stellar House Miami.

IRL × Stellar: Bringing Culture Onchain, Invisibly

Meridian Pay is a smart wallet built on Stellar that eliminates seed phrases and transaction fees. Using passkey authentication and smart contracts, it delivered seamless blockchain transactions to 1,000+ users at Meridian 2025.

Building Meridian Pay: A Scalable Smart Wallet on Stellar

This week at Davos, representatives from traditional payment networks and open blockchain protocols shared a stage—not to debate replacement, but to discuss coordination.

The interoperability imperative: how traditional payment networks and open protocols will (finally) work together

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